26090 Royal Oak Road • Royal Oak, MD 21662

$1,990,000 Beds: 4 • Baths: 5 full • Sq. Feet: 5207 • MLS ID: MDTA2013440 • Subdivision: ROYAL OAK • School Dist: TALBOT COUNTY PUBLIC SCHOOLS
Welcome to Terrapin Point, an extraordinary waterfront estate nestled in the heart of Royal Oak, Maryland—one of Talbot County’s most coveted and picturesque settings. Built in 1890, this timeless Victorian residence evokes the charm of a bygone era, blending old-world elegance with the serene beauty of Maryland’s Eastern Shore. Set gracefully on a private point along the tranquil waters of Oak Creek, the property offers sweeping, uninterrupted waterfront views and a rare sense of peace and seclusion. With minimal boat traffic and protected waters just off the Miles River, Terrapin Point is a true sanctuary for those seeking quiet coastal living and the wonders of nature. A long, tree-lined driveway creates a grand and memorable approach, opening to a storybook setting reminiscent of a Norman Rockwell painting. The home itself is filled with natural light and architectural character, including soaring ceilings, elegant archways, and a stunning dining room with exposed beams that overlooks the water—perfectly framing the estate’s breathtaking surroundings. Designed for both relaxation and entertaining, the home features a spacious kitchen and dining area ideal for hosting, along with an oversize screened porch that invites you to unwind while enjoying gentle breezes off the creek. Outdoors, a beautifully positioned in-ground pool sits just at the water’s edge, offering a resort-like vacation experience. On the edge of the trees sits a beautifully designed potential "glamping" cabin, art or music studio where you can enjoy the birds singing and watch the light through the trees. Perfectly located, the property sits equidistant between the charming towns of Easton and St. Michaels, allowing effortless access to renowned dining, shopping, and cultural attractions while maintaining a peaceful, tucked-away feel. The 12 acre point of land and home embodies the quintessential Eastern Shore lifestyle—refined yet relaxed, elegant yet inviting. A rare offering where timeless architecture, premier waterfront, and an exceptional location come together to create a truly unforgettable property. *Seller currently resides at the property in the main floor primary suite. Several pictures have been visually enhanced with virtual staging. View this listing at: http://cathygraver.com/mls=MDTA2013440

Property Features

  • Garage: 1
  • Taxes: $16,197
  • Basement: Yes
  • Wooded: Yes
  • Roof Type: Architectural Shingle
  • Exterior: Frame
  • Parking Notes: 11 Total Parking Spaces
  • Special View Info: River,Pond,Scenic Vista,Trees/Woods,Water,Panorami
  • Lot Size: 11.59 Acres
  • Lot Dimensions: 11.59 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Propane - Owned
  • Cooling: Heat Pump(s)
  • Year Built: 1890
  • Fireplaces: 3
  • Water: Private
  • Sewer: Septic Exists
  • Stories: 3.0
  • Number of Rooms: 9
  • Accessibility: 2+ Access Exits
  • Additional Structures: Above Grade
  • Location Description: River
  • Lot Description: Secluded, Backs to Trees, Hunting Available, Rip-Rapped, Tidal Wetland, Trees/Wooded, Stream/Creek
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 11
  • Parking Features: Gravel Driveway
  • Pet Restrictions: No Pet Restrictions
  • Appliances: Built-In Range,Dishwasher,Dryer,Oven - Wall,Refrigerator,Six Burner Stove,Washer
  • Rooms: Living Room,Dining Room,Primary Bedroom,Bedroom 2,Kitchen,Family Room,Great Room,Laundry,Office,Bathroom 2,Bathroom 3,Primary Bathroom,Full Bath,Screened Porch,Additional Bedroom
  • Basement: Connecting Stairway,Improved,Interior Access,Sump Pump,Outside Entrance,Water Proofing System
  • Lake Name: Oak Creek
  • Swimming Pool: In Ground
  • SQFT Total Finished: 5207
  • SQFT Above Finished: 5207
  • Exterior: Exterior Lighting,Flood Lights,Gutter System,Outbuilding(s)
  • Interior: Additional Stairway,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Built-Ins,Cedar Closet(s),Ceiling Fan(s),Crown Moldings,Curved Staircase,Exposed Beams,Family Room Off Kitchen,Floor Plan - Traditional,Kitchen - Gourmet,Primary Bedroom - Bay Front,Recessed Lighting,Skylight(s),Spiral Staircase,Stain/Lead Glass,Stove - Pellet,Studio,Upgraded Countertops,Walk-in Closet(s),Wood Floors
  • Fireplace: Non-Functioning
  • Flooring: Hardwood,Carpet,Ceramic Tile
  • Waterfront: Private Dock Site
  • Water Access: Private Access
  • Windows: Skylights,Screens,Storm,Transom

School Information

  • School District: TALBOT COUNTY PUBLIC SCHOOLS
Printed April 17, 2026


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Catherine Graver
CathyGraver.com 

150 North Pointe Boulevard, Lancaster, PA 17601
717-560-9100