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Cathy Graver
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(717) 669-0033
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2804 Pennypond Lane N, Annapolis, MD 21401

$695,000
  • 2804 Pennypond Lane N, Annapolis, MD 21401 Main Photo

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Contingent
BEDS3 BATHS SQUARE FEET1,845 MLS#MDAA2137370
STATUSACTIVE UNDER CONTRACT PROPERTY TYPEResidential - Townhouse SUBDIVISIONRIVA TRACE SCHOOLANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Property Description

Nestled within the sought-after Riva Trace community of Annapolis, this beautifully updated end-unit townhome is surrounded by mature trees, offering a private and tranquil setting with access to water, tennis and pickleball courts, and scenic walking, jogging, and biking paths. Enter through the front door or one-car garage to a warm and inviting main level, where rich hardwood floors complement the soaring vaulted ceiling in the living room. This light-filled space is enhanced by skylights, a wood-burning fireplace, and direct access to a spacious deck, perfect for relaxing or entertaining. The gourmet kitchen is thoughtfully designed with a center island and breakfast bar, striking hardware, a sea-inspired backsplash, 42” cabinetry with soft-close drawers, stainless steel appliances, pendant lighting, a beverage cooler, and a sunlit breakfast area. The main-level primary suite offers both comfort and elegance, featuring vaulted ceilings, plantation shutters, hardwood flooring, a walk-in closet, and a luxurious en-suite bath with ceramic tile, double vanity, and a glass-enclosed walk-in shower. A powder room and garage access complete this level. Upstairs, a versatile loft space behind French doors provides the option for an additional bedroom, office, or lounge area, with access to a dual-entry bath, a double-door closet, and a cozy sitting area. An additional bedroom with a charming shiplap accent wall completes the upper level. The fully finished lower level adds even more living space, featuring modern flooring, a wet bar, a powder room, and abundant storage. Recent updates include the kitchen and upper level, making this home a perfect blend of style, comfort, and functionality in a premier Annapolis location.

2804 Pennypond Lane N | MLS# MDAA2137370

This townhouse located at 2804 Pennypond Lane N, Annapolis, MD 21401 is currently listed for sale with an asking price of $695,000. This property was built in 1988 and has 3 bedrooms with 1845 sq. ft. Pennypond Lane N is located in the RIVA TRACE subdivision within the ANNE ARUNDEL COUNTY PUBLIC SCHOOLS school district. Search RIVA TRACE real estate on www.cathygraver.com today.

Property Features

Property Type: Residential - Townhouse
Basement: Connecting Stairway, Fully Finished, Heated, Improved, Interior Access, Sump Pump, Windows
Basement: Yes
Cooling: Central A/C, Ceiling Fan(s)
Fireplaces: 1
Fuel Type: Electric
Garage: 1
Heating: Forced Air
Home Style: Colonial
Lot Size: 0.10 Acres
Roof Type: Shingle
Stories: 3.0
Taxes: $5,494
Year Built: 1988

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dryer, Washer, Dishwasher, Disposal, Exhaust Fan, Microwave, Refrigerator, Stove, Built-In Microwave, Freezer, Icemaker, Oven - Self Cleaning, Oven - Single, Oven/Range - Electric, Stainless Steel Appliances, Water Dispenser, Water Heater
Community Amenities: Basketball Courts, Boat Dock/Slip, Common Grounds, Jog/Walk Path, Picnic Area, Tot Lots/Playground, Tennis Courts
Exterior: Wood Siding
Fireplace: Gas/Propane, Mantel(s)
Flooring: Hardwood, Laminate Plank
HOA Fee: $485.00/Semi-Annually
Interior: Ceiling Fan(s), Carpet, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Skylight(s), Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, Wood Floors
Lake Name: Gingerville Creek
Location: Corner Lot/Unit
Lot: Backs to Trees, Landscaping, Trees/Wooded
Lot Dimensions: 0.10 Acre(S)
Number of Rooms: 10
Parking Features: Concrete Driveway
Parking Notes: 1 Total Parking Spaces
Pet Restrictions: No Pet Restrictions
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Kitchen, Basement, Foyer, Recreation Room
Sewer: Public Sewer
Special View Info: Garden/Lawn, Trees/Woods
SQFT Above Finished: 1845
SQFT Total Finished: 1845
Structure Type: End of Row/Townhouse
Total Garage/Parking Spaces: 1
Water: Public
Water Access: Canoe/Kayak, Public Access
Windows: Casement, Double Pane, Skylights, Screens
Wooded: Yes

Room Sizes

Foyer: 22 x 8 Level - Main
Living Room: 16 x 16 Level - Main
Kitchen: 21 x 11 Level - Main
Recreation Room: 24 x 20 Level - Lower 1
Primary Bedroom: 17 x 12 Level - Main
Bedroom 2: 21 x 13 Level - Upper 1
Bedroom 3: 14 x 11 Level - Upper 1
Basement: 24 x 16 Level - Lower 1

Local Schools

High School: ANNAPOLIS
Middle School: WILEY H. BATES
Elementary School: ROLLING KNOLLS
School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Northrop Realty
Agency Phone: 4102956579

Shown By

Agent Name: Cathy Graver
Agent Phone: (717) 669-0033
Agency Title: Berkshire Hathaway HomeServices Homesale Realty

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Estimated Payment

$ 2,207.31 per month $1,546.77 Principal & Interest $457.83 Property Tax $202.71 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:13:53 AM EST) or Bright MLS (last updated Thu 04/16/2026 7:53:33 PM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Licensed in Pennsylvania
Catherine Graver
CathyGraver.com 

150 North Pointe Boulevard, Lancaster, PA 17601
717-560-9100

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